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Video instructions and help with filling out and completing va appraisal contingency
Music hey happy Friday afternoon to the lo VA rates nation thanks for joining us again today today we got a fun topic we're going to talk about VA minimum property requirements there's 3 s's associated with that these are not the same 3 s's that the first song used to yell at us in the morning before first formation totally different than those asses the first one we're talking about today is safe so remember the VA home loan program was created to make sure that veterans are able to buy houses for their for their families to be able to take care of them and move in so the first aspect of that program is safe va has some very specific minimum property standards regarding safe sound and sanitary conditions of a home that a veteran may be purchased member the VA home loan program is not created for Extreme Home Makeover type stuff so let's talk about the safe one one of the things we're looking at here is access you have to have access to the property now this could be just as simple as maybe maybe you have a shared driveway depending on where you live out in the country I've got to make sure you learn the easement case you have a neighbor that you don't get along with maybe you're an army guy and your neighbors from the Air Force and you sort of play well so you both have to have access to your property the other thing to remember is if there's a private road agreement please please remember this thing private road agreements is something that's unique for the veteran community so for example if this is our road and our veterans house is down here you have another veteran home here and another home you have to make sure that there is private road agreement that says who's going to split the cost is this house down here responsible for all of the costs or is it shared between all three homeowners something to be cognizant of as you're looking to buy that dream home as a veteran so that's one of the things the access part the other thing that we're looking at on the access again is there's no mold you want to have a definite mold test that's out there no peeling paint no broken windows the drainage from the home also something remember you know I grew up in the great state of Nebraska and we have some of that wonderful clay soil that's out there that kind of sucks water into it that means there's a lot of dampness in the basement and when you have dampness in the basement that creates the mold so you also want to make sure that there's good drainage away from the home meaning the water when it rains everything drains away not into the basement some of the other things if you're in the urban area